St. John’s Co-operative Credit Union Ltd

Motto Saving Together For Financial Self-sufficiency. Mission To enhance the quality of life of our members and their families by operating an efficient, financially sound and sustainable credit Union that provides affordable and innovative products and services. Vision To be the premiere financial institution in Antigua& Barbuda that is renowned for enhancing the quality of life of its members, their families, communities and nation. Principles Cooperatives around the world generally operate according to the following same core principles and values: Voluntary and Open Membership to persons willing to accept the responsibilities and benefits without gender, social, racial, political or religious discrimination. Democratic Member Control which means owned and controlled by their members who have equal voting rights “one member one vote”. Member Economic Participation allows them to equitably contribute to, and manage the capital of the cooperative. Autonomy and Independence are maintained if an agreement is entered into with another organization. Education, Training and Information are provided for the members so they can effectively contribute to the development of their cooperative. Co-operation Among Cooperatives is necessary for the strengthening of the movement locally, nationally, regionally and internationally. Concern for Community through sustainable development of the community, facilitated by policies approved by its members.