In June 2008, the Royal Bank of Canada (RBC) acquired RBTT Financial Group (RBTT) creating RBC Financial Caribbean, one of the most extensive banking networks in the Caribbean. As one of the Caribbean’s leading diversified financial services companies, RBC provides personal and commercial banking, wealth management, corporate and investment banking, insurance and trust and asset management services to a wide range of clients, including individuals, small businesses, general commercial entities, regional and multi-national corporations and governments. With more than 100 years of heritage serving the region, RBC is positioned to give customers access to an expanded network of international financial services with a broader range of products and greater geographic reach. At RBC, our greatest assets enter and leave our offices every day. We are fortunate to have the best and the brightest serving our clients, working together to deliver on our strategy, and creating value and growth for our shareholders.

The Royal Bank of Canada History site has been created to remember and celebrate our heritage and the generations of men and women who transformed our company into a leader in Canada and a growing force in countries around the world. Over the years we have invested in the future by delivering quality products, creating jobs, protecting the environment, respecting diversity and making a difference in the communities that we serve. Our shared values of service, teamwork, responsibility, diversity and integrity help guide our behaviours and decisions, inspire us to lead in diversity and inclusion and define what it means to be a responsible corporate citizen. Today, approximately 79,000 client-focused and committed employees help us earn the right to be our clients’ first choice, differentiating us as an exceptional source of advice for the 16 million clients worldwide that we serve. We invite you to learn more about our history as we continue to write the next chapters of our journey

In June 2008, the Royal Bank of Canada (RBC) acquired RBTT Financial Group (RBTT) creating RBC Financial Caribbean, one of the most extensive banking networks in the Caribbean. As one of the Caribbean’s leading diversified financial services companies, RBC provides personal and commercial banking, wealth management, corporate and investment banking, insurance and trust and asset management services to a wide range of clients, including individuals, small businesses, general commercial entities, regional and multi-national corporations and governments. With more than 100 years of heritage serving the region, RBC is positioned to give customers access to an expanded network of international financial services with a broader range of products and greater geographic reach. At RBC, our greatest assets enter and leave our offices every day. We are fortunate to have the best and the brightest serving our clients, working together to deliver on our strategy, and creating value and growth for our shareholders.

In June 2008, the Royal Bank of Canada (RBC) acquired RBTT Financial Group (RBTT) creating RBC Financial Caribbean, one of the most extensive banking networks in the Caribbean. As one of the Caribbean’s leading diversified financial services companies, RBC provides personal and commercial banking, wealth management, corporate and investment banking, insurance and trust and asset management services to a wide range of clients, including individuals, small businesses, general commercial entities, regional and multi-national corporations and governments. With more than 100 years of heritage serving the region, RBC is positioned to give customers access to an expanded network of international financial services with a broader range of products and greater geographic reach. At RBC, our greatest assets enter and leave our offices every day. We are fortunate to have the best and the brightest serving our clients, working together to deliver on our strategy, and creating value and growth for our shareholders.

Trinidad and Tobago is the largest economy in the Caribbean Community (Caricom) and is highly dependent on its petroleum sector, which has contributed approximately 36 percent of GDP over the last six years. In the early 1990s the petroleum sector evolved from being oil dominant to a natural gas dominant sector. Despite being one of the world’s largest exporters of ammonia and methanol, the energy sector is currently undergoing a transformation. The state-owned Petroleum Company of Trinidad and Tobago Ltd. (PETROTRIN) was officially closed in late 2018, due to its low profitability. Three new companies, Heritage Petroleum Company Ltd, Paria Fuel Trading Company and Guaracara Refining Company Ltd, were formed as part of the restructuring process. Since 2015, the energy sector has seen its fair share of problems, with weak global energy prices and declining oil and gas production.

Vision: We, Republic Bank, the Caribbean financial institution of choice for our staff, customers and shareholders, set the standard of excellence in customer satisfaction, employee engagement, social responsibility and shareholder value while building successful societies. Mission: Our mission is to provide personalised, efficient and competitively-priced financial services and to implement sound policies which will benefit our customers, staff, shareholders and the communities we serve.

Republic Bank (Grenada) Limited, formerly the National Commercial Bank of Grenada Limited (NCB), has evolved in pace with the isle of Grenada for over 25 years. Founded on the principals of service and reliability, the bank continues to expand and improve to be the bank of choice for all its stakeholders. April 2006 represented a high-point in the Bank’s evolution, as parent company, Republic Bank Limited (RBL) with a 51% shareholding since 1992, renamed NCB, Republic Bank (Grenada) Limited, in a move designed to unite the two banks and greater capitalise on the competitive advantages from systems and processes alignment. The rebranding has marked the culmination of a 13–year mutually beneficial relationship between RBL and NCB. In uniting under one common name, Republic Bank (Grenada) Limited has become an even stronger institution; testament to an institution that has not only has grown but prospered as its people have; but to one that has endured and survived as they have. Origins The National Commercial Bank of Grenada Limited (NCB) was established in October 1979 with the first branch opening in Grenville; a year later the Head Office would be relocated to St. George’s. In the ensuing decade, NCB would expand its branch network to include St. George's in March 1980; fishing capital Gouyave in April 1980; Carriacou in June 1981; St. David’s in December 1981; and Grand Anse in May 1990. In July 1992, the Trinidad and Tobago based, Republic Bank Limited bought 51% of shares in the Bank from the Government of Grenada, effectively providing the perfect platform upon which Republic Bank Limited could afford its cutting-edge products and services to Grenada. The Petite Martinique branch was opened in March 1995. In that same year, in October, NCB House was opened. The building quickly became a landmark in the south of the island and now houses the Bank's Head Office, as well as the Private Banking and Foreign Business Centres and the Corporate Credit Department. Customers are also afforded the convenience of a drive-thru ATM service, the only one on the island. Opened in February 1998, the Sauteurs branch became the most recent addition to the burgeoning NCB network. Situated in the heart of one of the smallest towns in Grenada, Sauteurs had been hailed as a welcome addition to the town and its surrounding environs' social, economic and business landscape.

Republic Bank (Guyana) Limited's history spans 180 years, originating in 1836 as the British Guiana Bank, which has several firsts: It was the first commercial bank to start business in the colony of British Guiana. It was the first indigenous commercial bank and it was the first bank owned by the indigenous private sector. In 1914 the British Guiana Bank was purchased by the Royal Bank of Canada and became the second foreign-owned commercial bank in the history of the country. In 1984 after 70 years in Guyana, the Royal Bank closed its operations and sold the bank to the Government of Guyana. Thus came into being the new financial entity – the National Bank of Industry and Commerce Limited, which was converted into a public company when the Government sold approximately 50% of its stock to local private sector interests. National Bank of Industry and Commerce Limited is the only bank in Guyana that has changed from local ownership to foreign ownership then, full circle, to local ownership again. The establishment of the first private indigenous bank to operate in British Guiana was on November 11, 1836. Business commenced in Georgetown on February 16, 1837 and in New Amsterdam on March 06, 1837. Prior to this establishment the economy of the country was not conducive to banking as both external and internal trade were largely on a barter basis. Many products such as tobacco, sugar, cotton and rum, were used in exchange for other goods. Money was not yet accepted as a medium of exchange. Towards the end of the 18th century, however, Berbice, Demerara and Essequibo began to experience economic growth and with it, an increase in the circulation of money.