Heritage Bank Limited is a private limited liability company incorporated under the Laws of Belize (Chapter 250 Revised Edition 2000) on December 7, 1999. The Bank was issued bank license No. 1 of 2000 on November 15, 2000 under the Banks and Financial Institutions Act (BFIA) (Chapter 263 of the Substantive Laws of Belize, Revised Edition 2000). Heritage evolved from a merger of Provident Bank & Trust of Belize Limited established in 1998 to provide international banking services, and Alliance Bank of Belize Limited established in 2001 to provide domestic banking services. These two institutions had common shareholders. In 2006 there was a change in the shareholding of the Bank when Provident Bank acquired the majority stake in Alliance Bank. In 2008 a strategic decision was made to merge the operations of both Alliance Bank of Belize Limited and Provident Bank & Trust of Belize Limited. All functions of the two institutions were consolidated to benefit from economies of scale resulting in corporate synergies with best practices applied throughout the organizations.

Atlantic Bank Ltd. was established in Belize City on August 16th, 1971 with a staff complement of seven. Since the Bank's inception, our customers have been at the forefront of our institution and we strive to meet and exceed their needs. It is with this in mind that we work towards building the future together and developing the communities we serve. We operate in all areas of finance both short and long term; destined for commerce, agriculture, export and import as well as in the areas of real estate, tourism services and others. As a responsible corporate citizen, ABL contributes to the growth and development of the communities that we serve. We work closely with organizations that promote education, health, sports, culture, and environmental awareness. We uphold high ethical working standards and comply with the laws and regulations of Belize. As a good corporate citizen, we consider the best interest of all our stakeholders; and carefully assess the impact of our actions on the general public.

As Canada’s most international bank, Scotiabank has been operating in Belize since 1968. Today we operate 9 branches across the country and offer a complete range of retail and commercial banking services — including online banking and electronic cash management. Scotiabank opened its first branch in Belize City in December, 1968. Retail banking expanded in the 1970s and 1980s, with the addition of three more branches. Activity in the branches in Belize reflected the economic growth of the country and was heavily centred on the agricultural industry. Business continued to grow during the late 1990s and, by 2008, 9 branches had been established. With 9 branches throughout the country, Scotiabank offers a complete range of retail and commercial banking, including electronic cash management. The Bank has about 187 employees, plus 18 ATMs countrywide. We’re a strong supporter of various community initiatives and our charitable contributions range from sports programmes and education to arts and culture.

The Belize Bank Limited (“BBL”) is a company incorporated and organised under the Companies Act, Cap. 250 of Belize, and licensed to conduct banking business pursuant to the Domestic Banks and Financial Institutions Act, 2012 of Belize (the “DBFIA”). As a company licensed to do banking business, BBL is subject to the supervision of the Central Bank of Belize (“CBB”), and the Financial Intelligence Unit (“FIU”). Constitutional Documents In 1988, The Belize Bank Limited was introduced and has since carried out the business of banking in the country of Belize.