Tri-State Bank of Memphis was founded in 1946 by the late Dr. J. E. Walker, and his son, the late A. Maceo Walker. They dreamed of a bank, which would constructively change community conditions. Led by the late Jesse H. Turner, the bank developed innovative financial and community service. MISSION STATEMENT The mission of Tri-State Bank of Memphis is to provide the communities we serve with financial solutions that transform them for the better.

The Grace Co-op Credit Union was conceived in 1970 when Alvin Lee, Willie Diedrick, and Leroy Lukong of the Merchandise Department got together with the late Father John and discussed starting a Credit Union for the Grace Kennedy staff. After obtaining the approval, Mr. Fred Kennedy and Mr. Carlton Alexander moved rapidly and the Credit Union started in February 1970 with seventy two (72) members, and an asset base of $244 Thousand. The Credit Union has come a long way, our membership stood at Two Thousand and Seventy (2070) with total assets of $457M as at 31st December 2011. The Credit Union is a financial institution that offers a wide range of products and services to satisfy the needs of the members. Some of these products include Golden Harvest, Partner Plan, Fixed Deposit, Standing orders, and various loan types to suit individual needs with competitive interest rates.

Unity National Bank, originally founded in 1963 and later chartered in 1985, is the only African-American owned banking institution in Texas. In February 1989, through a series of transactions and diligent efforts, it was acquired from Bay Bancshares by local minority leaders. Dr. Kase Lawal, Chairman & CEO of Erin Energy, serves as Chairman of the Board. Other current Board members are Carol Alvarado, Texas State Representative; Kamoru Lawal, President of CAMAC International; Mustafa Tameez, Founder of Outreach Strategists; Sharon E. Murphy, Partner; McConnell Jones Lanier & Murphy LLP; Rodney Ellis, Harris County Commissioner, Precinct One; Moez Mangalji, Westmont Hospitality Group; and Richard Leader, CFA President of First Houston Capital.

The history of the J.D.F Co-operative Credit Union is a story of aspiration, ambition and achievement. The Credit Union was formed in response to the increasing financial needs of service men, many of whom were finding it challenging to meet economic goals due to financial strains. The servicemen were bravely trying to overcome the challenges of low wages, high levels of indebtedness, the lack of access to bank loans and avaricious loan sharks who were making a thriving business from their need for financial aid.Within this period, a group of visionary thinkers proactively decided to change the course of action. The year was 1962, one year after the inception of the Jamaica Defence Force, when a group of civilians who were working in Up Park Camp, formed a study group led by Father McLaughlin and Mr. Tony Woods, to learn about the Credit Union Movement in Jamaica. This study group was comprised of volunteers who met weekly to discuss the operations and benefits of Credit Unions and the requirements for membership.

Banking in the very beginning was rooted in the community and William Penn’s Philadelphia was the epicenter of this focus on commerce. In 1992, United Bank of Philadelphia (the “Bank”) from its origins recognized that community and urban banking would always be the focus of its Mission, Vision and Values. These ideals became the basis for “So Much More Than Banking” and it was clear that the work ahead would be transformative. Therefore, with this clear direction, the Bank, through its products and services, would drive economic inclusion in the urban communities with an impact of creating and retaining jobs with adequate wages to improve one’s economic conditions.

The Manchester Co-operative Credit Union (1977) Limited had its genesis in 1947 as a study group under the leadership of the late principal of the then Holmwood Practical Training Centre (now Holmwood Technical High School), Mr. F. R. Ricketts and his assistant the late Mr. Sydney Carter. The study group moved from house to house, sharing the vision and philosophy of the Credit Union and the prospects for the future. The response was positive and so the movement grew at a very rapid pace, with the first members coming mainly from the staff of Holmwood and members of the immediate community. Also prominent in the study group, was the late Fr. John P. Sullivan, himself a pioneer of the Credit Union Movement in Jamaica. The group was named the Middlesex Co-operative Credit Union and was registered under the Provident Society Act in 1948. This was before the advent of the Registrar of Co-operative Societies Act, which came about in 1950 and eventually took over Middlesex in 1951. During the developments, there was no paid staff and all the work was done by volunteers. The office was established upstairs the Emergency Drug Store owned then by the late Elsie Bailey, but later moved to share office space with the Christiana Peoples Co-operative Bank (the first such bank in Jamaica).

Prompted by the good that a Credit Union can do for just about any group of individuals, a request was made to the management of the National Commercial Bank by Messrs. Norman Vickers and Orville Johnson that the staff be allowed to form a Credit Union. The idea once accepted by the Management, was warmly received by the staff members and Mrs. Irene Hughes, the first Manager, made the necessary preparations and the N.C.B. Employees Co-operative Credit Union Limited became a reality. The Credit Union was established on April 2, 1992, formally registered on August 17, 1992. As early as May 1992 it was proposed by the Registrar of Co-operatives and Friendly Societies that the Credit Union Membership Bond should include employees of all Banks. Its inaugural General Meeting was held on October 10, 1992. The starting Share Capital was $398,000.00, membership approximately 550. Mr. Glenworth Francis, General

We are 66 years old (having been registered on April 21 1953) We cater to persons working in the aviation, construction (cement) and petroleum industries, their families and persons working in communities contiguous to all the airports, aerodromes, petroleum and cement companies in Jamaica. We take our corporate responsibility very seriously, and are proud to be recognized as good corporate citizens. We reach out to persons and organisations in need through a fund which the members so willingly approve each year at our Annual General Meeting.