Republic Bank (Grenada) Limited, formerly the National Commercial Bank of Grenada Limited (NCB), has evolved in pace with the isle of Grenada for over 25 years. Founded on the principals of service and reliability, the bank continues to expand and improve to be the bank of choice for all its stakeholders. April 2006 represented a high-point in the Bank’s evolution, as parent company, Republic Bank Limited (RBL) with a 51% shareholding since 1992, renamed NCB, Republic Bank (Grenada) Limited, in a move designed to unite the two banks and greater capitalise on the competitive advantages from systems and processes alignment. The rebranding has marked the culmination of a 13–year mutually beneficial relationship between RBL and NCB. In uniting under one common name, Republic Bank (Grenada) Limited has become an even stronger institution; testament to an institution that has not only has grown but prospered as its people have; but to one that has endured and survived as they have. Origins The National Commercial Bank of Grenada Limited (NCB) was established in October 1979 with the first branch opening in Grenville; a year later the Head Office would be relocated to St. George’s. In the ensuing decade, NCB would expand its branch network to include St. George's in March 1980; fishing capital Gouyave in April 1980; Carriacou in June 1981; St. David’s in December 1981; and Grand Anse in May 1990. In July 1992, the Trinidad and Tobago based, Republic Bank Limited bought 51% of shares in the Bank from the Government of Grenada, effectively providing the perfect platform upon which Republic Bank Limited could afford its cutting-edge products and services to Grenada. The Petite Martinique branch was opened in March 1995. In that same year, in October, NCB House was opened. The building quickly became a landmark in the south of the island and now houses the Bank's Head Office, as well as the Private Banking and Foreign Business Centres and the Corporate Credit Department. Customers are also afforded the convenience of a drive-thru ATM service, the only one on the island. Opened in February 1998, the Sauteurs branch became the most recent addition to the burgeoning NCB network. Situated in the heart of one of the smallest towns in Grenada, Sauteurs had been hailed as a welcome addition to the town and its surrounding environs' social, economic and business landscape.

The unification of the Hanover and Montego Credit Unions gave birth to Gateway Co-operative Credit Union (2017) Limited on January 3, 2017. Post-merger, Gateway is now the 6th largest Credit Union in Jamaica, boasting an asset size of approximately $8.1 billion JMD, with a membership of over 60,000 members in the Cornwall Region. Our Mission "To empower our members by providing excellent service and sound financial guidance to create partnerships that will result in prudent, progressive and competitive business decisions, yielding mutual success." OUR VISION " To be the premier financial institution, by empowering our members for success through innovative products and services. "

The credit union movement began with a simple idea - that people could achieve a better standard of living for themselves and others by pooling their savings and making loans to each others. The birth of the Credit Union movement in Dominica was greatly influenced by the Roman Catholic Church, with Sister Alicia de Tremerie, a Belgium-born nun being recognized as the Founder. Credit unions are owned by the membership, making it one of the unique financial institution. Credit unions put service first and add lots of caring when offering services to their members. It is about “people helping people.” giving the people a better life and improving the communities. Like other credit unions world wide, the Grand Bay Co-operative Credit Union Limited is membership owned. It started in 1983 as a saving union under the leadership of pioneers such as James Alexander, Maurice Elizee, MariaJules, Bonti Liverpool and others. GBCCU began with 20 members and $200.00 worth of shares. It became a registered co-operative in 1986. GBCCU serves members from Grand Bay, Tete Morne, Dubique, Bagatelle, Petite Savanne and others in the vicinity.

Republic Bank (Guyana) Limited's history spans 180 years, originating in 1836 as the British Guiana Bank, which has several firsts: It was the first commercial bank to start business in the colony of British Guiana. It was the first indigenous commercial bank and it was the first bank owned by the indigenous private sector. In 1914 the British Guiana Bank was purchased by the Royal Bank of Canada and became the second foreign-owned commercial bank in the history of the country. In 1984 after 70 years in Guyana, the Royal Bank closed its operations and sold the bank to the Government of Guyana. Thus came into being the new financial entity – the National Bank of Industry and Commerce Limited, which was converted into a public company when the Government sold approximately 50% of its stock to local private sector interests. National Bank of Industry and Commerce Limited is the only bank in Guyana that has changed from local ownership to foreign ownership then, full circle, to local ownership again. The establishment of the first private indigenous bank to operate in British Guiana was on November 11, 1836. Business commenced in Georgetown on February 16, 1837 and in New Amsterdam on March 06, 1837. Prior to this establishment the economy of the country was not conducive to banking as both external and internal trade were largely on a barter basis. Many products such as tobacco, sugar, cotton and rum, were used in exchange for other goods. Money was not yet accepted as a medium of exchange. Towards the end of the 18th century, however, Berbice, Demerara and Essequibo began to experience economic growth and with it, an increase in the circulation of money.

In June 2008, the Royal Bank of Canada (RBC) acquired RBTT Financial Group (RBTT) creating RBC Financial Caribbean, one of the most extensive banking networks in the Caribbean. As one of the Caribbean’s leading diversified financial services companies, RBC provides personal and commercial banking, wealth management, corporate and investment banking, insurance and trust and asset management services to a wide range of clients, including individuals, small businesses, general commercial entities, regional and multi-national corporations and governments. With more than 100 years of heritage serving the region, RBC is positioned to give customers access to an expanded network of international financial services with a broader range of products and greater geographic reach. At RBC, our greatest assets enter and leave our offices every day. We are fortunate to have the best and the brightest serving our clients, working together to deliver on our strategy, and creating value and growth for our shareholders.

As Canada’s most international bank, Scotiabank has been operating in Antigua for more than 50 years. Today we operate two branches across the country and offer a complete range of retail and commercial banking services - including online banking, electronic cash management, and offshore banking services. Scotiabank has enjoyed a history of growth and prosperity in Antigua. Our first branch opened in 1961 on Corn Alley with six employees. Shortly thereafter we moved the operation to High Street to improve on our customer service. In 1999, we opened another branch in Perry Bay with two ATMs including a drive-through, which still provides convenient banking and parking facilities to our customers today. With the two branches strategically placed within the city, Scotiabank continues to offer a complete range of retail and commercial banking, including electronic cash management. The Bank now has 75 employees and eight ATMs in Antigua. We’re a strong supporter of various community initiatives and our charitable contributions range from sports programmes and education to arts and culture.

Since 1947, Ariza Credit Union (formerly Grenada Public Service Credit Union) has provided products and services that have improved the quality of life and well-being of our members. We are proud to say that we’re one of the longest standing and most outstanding Credit Union in Grenada. But, all that success would not be possible without you, and when we go out into our communities and work together with our members, it reminds us why we are leaders in the Credit Union sector in Grenada. We want to uphold the vision to maintain our role as a leader in being member focused, professional and innovative while collaborating with you. Our mission is simple – to improve the quality of life of all our members with financial solutions that have been tailored to their needs. Each day we take great strides towards the future, to create a positive financial service environment we like to call the ‘Ariza Experience’. As an extension of the Ariza Credit Union brand, we invite you to spread the word and show the world that we aspire to rise above and achieve financial freedom for all our members, through co-operation, commitment and care.

Bahamian Independence Bahamas Development Bank established by an Act of Parliament Bahamas Development Bank opens its doors - The Bank became operational on July 21, 1978 with a staff of 5 in its first office located in Rawson Square on Bay Street, across from the historic House of Parliament. The Bank started with a government equity infusion of $2 million. There was so much demand in its early days of operation that the Bank had to secure additional funding from other sources like the Caribbean Development Bank ($6million), the Inter-American Bank ($3 million), the European Economic Community (EEC) ($1 million), the Central Bank of The Bahamas ($2.5 million) and the National Insurance Board ($3.5 million). Government equity in the Bank also gradually increased during its more than 35 years of operation. The Freeport Office is established- Recognizing a need to provide development financing in the second city – Freeport, Grand Bahama, management opened a branch in Freeport on July 15, 1986. The Branch is presently located in the Jasmine Corporate Centre in Freeport, Grand Bahama. The branch Officers not only prepare loan applications, but are actively engaged in following up on the large number of delinquent customers The Abaco Office is established - It became apparent to management that an additional office was needed in another northern island. On July 17, 1999, the Bank once again expanded its operation. This time a new branch was opened in Marsh Harbour Abaco. The office was located on Queen Elizabeth Drive and there were two persons employed on the staff at the time. Today, the branch operations in Abaco has been transferred to the Freeport Office of which both together constitute the Northern Bahamas. The Bahamas Development Bank is recapitalized Fund levels were inadequate and by the year 1999, the Bank was experiencing serious liquidity difficulties due to the overwhelming demand for its funds. However, in May 2000, the Bank was able to secure an additional $10 million loan from the Caribbean Development Bank. This amount coupled with a $25 million Government backed bond received from the National Insurance Board in November 2000 substantially improved the Bank’s liquidity position. The Abaco Office is closed to streamline operations. Re-engineering The Bahamas Development Bank Over the years, the Bank has endured challenges that resulted in extraordinary financial hemorrhage and loan portfolio decline culminating in high proportion of non-performing loans. To correct these issues the Bank implemented a strategic plan that significantly boosted performing loans and improved the balance sheet. The New Bahamas Development Bank Recognizing the dynamic global landscape and the evolving role of Development Finance Institutions (DFIs), The Bank refocused to international frameworks for development. The Sustainable Development Goals, Samoa Pathway and Paris Accords are integrated into to the Banks Strategic Plan. The institution expands into targeted sectoral development and new products to better support Bahamian development. In keeping with the updated outlook, the Bank rebrands.